Financing & Payment Options for Crown Procedures
At Only Crowns, our primary goal is to provide the best treatment at the lowest cost. Because we specialize in dental crowns only, we’re able to offer transparent, consistent pricing, so you know the cost upfront, with no surprise add-ons.
Fee-for-Service (Out-of-Network)
Only Crowns is a fee-for-service practice. That means we do not bill insurance directly, and payment is due at the time of service. While we do not accept insurance, we ensure that our patients receive all the necessary information and images to submit claims directly to their insurance providers.
This way, you receive a check directly from your insurance, reducing the cost of your crown even further. By spending just 10 minutes submitting your claim, we can keep our costs low and offer you the best value.
Using Your Insurance
Even though we’re out-of-network, you can still use your dental benefits if your plan covers crowns.
We make this easy by providing everything you need, including:
- A detailed receipt
- Procedure codes
- X-rays and clinical documentation (when required)
Your insurance company will review your claim and reimburse you based on your specific plan.
Payment Methods We Accept
We keep payment flexible. You can pay using:
- Cash
- Check
- Major Credit and Debit Cards: Visa, Mastercard, American Express, Discover
Financing & Monthly Payments
Even with clear, upfront pricing, some patients prefer to spread the cost of treatment over time. To make that easier, we offer financing through Cherry, a trusted third-party provider that lets you pay in manageable installments.
How it works:
- Fast, Simple Application: Typically takes less than 10 minutes, with instant approval decisions.
- 12-Month Financing Terms: 90-day same-as-cash and 120-day early-pay promotional options for qualified patients (provided minimum payments are made on time).
- Flexible Payment Schedules: Choose weekly, bi-weekly, semi-monthly, or monthly.
- No Prepayment Penalties: Pay off early anytime and only pay accrued interest.
Let’s Talk Through Your Options
Our team of Doctors, led by Dr. Curtis Carpenter, is dedicated to providing affordable, high-quality care. Call us at 1-866-474-0717 or send us a message, and we’ll walk you through financing and payment options before scheduling your visit. For more information on our dental crowns, please see our FAQ section.